Independent Insurance Advisory

Terms

No Binder: Submitting an inquiry or intake form does not bind, alter, or confirm insurance coverage. Coverage can only be bound by a licensed agent after a carrier accepts a completed application.

Fraud: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information, or conceals information for the purpose of misleading, commits a fraudulent insurance act, which is a crime and may subject such person to criminal and civil penalties.